[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ycpk.cz\/nove-auto-na-dosah\/#Article","mainEntityOfPage":"https:\/\/www.ycpk.cz\/nove-auto-na-dosah\/","headline":"Nov\u00e9 auto na dosah","name":"Nov\u00e9 auto na dosah","description":"Kdo se alespo\u0148 trochu zaj\u00edm\u00e1 o auta, v\u0161iml si, \u017ee ceny ojet\u00fdch aut rostou ka\u017ed\u00fd … ","datePublished":"2026-01-06","dateModified":"2026-01-06","author":{"@type":"Person","@id":"https:\/\/www.ycpk.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ycpk.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ycpk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ycpk.cz\/wp-content\/uploads\/bmw-2964072_640_10_5.jpg","url":"https:\/\/www.ycpk.cz\/wp-content\/uploads\/bmw-2964072_640_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.ycpk.cz\/nove-auto-na-dosah\/","about":["Byznys"],"wordCount":435,"articleBody":"        Kdo se alespo\u0148 trochu zaj\u00edm\u00e1 o auta, v\u0161iml si, \u017ee ceny ojet\u00fdch aut rostou ka\u017ed\u00fd rok. Od doby pandemie covidu zdra\u017euje v\u0161echno a hlavn\u011b auta. Stejn\u00e9 auto je te\u010f oproti roku 2020 dra\u017e\u0161\u00ed o des\u00edtky tis\u00edc korun. V praxi to znamen\u00e1, \u017ee abyste si mohli na auto na\u0161et\u0159it, museli byste p\u0159i sou\u010dasn\u00e9m tempu zdra\u017eov\u00e1n\u00ed \u0161et\u0159it po\u0159\u00e1d d\u00e1l. Proto je lep\u0161\u00ed si koupit auto na spl\u00e1tky. Mo\u017en\u00e1 m\u00e1te se spl\u00e1tkami zku\u0161enosti, proto\u017ee velk\u00e1 \u010d\u00e1st populace je zvykl\u00e1 si na spl\u00e1tky kupovat drah\u00e9 v\u011bci, kter\u00e9 si bez spl\u00e1tek nemohou dovolit. Nemus\u00edte \u010dekat n\u011bkolik m\u011bs\u00edc\u016f nebo let a m\u016f\u017eete si auto koupit u\u017e te\u010f. Pro ka\u017ed\u00e9ho, kdo u\u017e dlouho odkl\u00e1d\u00e1 n\u00e1kup nov\u00e9ho auta, je tady p\u016fj\u010dka na auto bez registru. Jeliko\u017e spousta nebankovn\u00edch spole\u010dnost\u00ed v\u016fbec ne\u0159e\u0161\u00ed registry dlu\u017en\u00edk\u016f, je mo\u017en\u00e9 si d\u00edky nim koupit auto i v p\u0159\u00edpad\u011b, \u017ee m\u00e1te ne \u00fapln\u011b dobrou platebn\u00ed minulost a dostali jste se do exekuce nebo insolvence. A i kdy\u017e v\u0161echny dluhy \u010dlov\u011bk nakonec splat\u00ed, jeho jm\u00e9no figuruje v registrech dlu\u017en\u00edk\u016f je\u0161t\u011b n\u011bkolik let pot\u00e9. A pr\u00e1v\u011b to je d\u016fvod, pro\u010d takov\u00fd \u010dlov\u011bk potom naraz\u00ed, kdy\u017e si chce vz\u00edt v bance \u00fav\u011br. Banky si velmi pe\u010dliv\u011b vyb\u00edraj\u00ed, komu \u00fav\u011bry poskytnou, a proto je dobr\u00e9 se pod\u00edvat i na nab\u00eddky nebankovn\u00edch spole\u010dnost\u00ed. Jestli jste vedeni v registru, stejn\u011b v\u00e1m nic jin\u00e9ho nezbude.Prvn\u00edm krokem je, abyste si zhodnotili svoji finan\u010dn\u00ed situaci. I kdy\u017e je to u spl\u00e1tek l\u00e1kav\u00e9, nevyb\u00edrejte si zbyte\u010dn\u011b drah\u00e9 auto, proto\u017ee to m\u016f\u017ee b\u00fdt za p\u00e1r m\u011bs\u00edc\u016f probl\u00e9m. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b byste m\u011bli m\u00edt poji\u0161t\u011bn\u00ed neschopnosti spl\u00e1cet, abyste m\u011bli zaji\u0161t\u011bn\u00e9 spl\u00e1tky i v p\u0159\u00edpad\u011b, \u017ee se ocitnete bez p\u0159\u00edjmu. Druh\u00fdm krokem je v\u00fdb\u011br spole\u010dnosti, kde si budete cht\u00edt auto koupit. Mnoz\u00ed prodejci nab\u00edzej\u00ed svoje financov\u00e1n\u00ed, ale oslovit m\u016f\u017eete i nebankovn\u00ed spole\u010dnost, aby v\u00e1m poskytla \u00fav\u011br. Je jen na v\u00e1s, jak se rozhodnete. A t\u0159et\u00edm, nejlep\u0161\u00edm krokem je, abyste si vybrali auto, kter\u00e9 budete cht\u00edt. Po schv\u00e1len\u00ed spl\u00e1tek m\u016f\u017eete odjet a auto je jen va\u0161e.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nov\u00e9 auto na dosah","item":"https:\/\/www.ycpk.cz\/nove-auto-na-dosah\/#breadcrumbitem"}]}]